Before you speak with any insurance company, speak with an attorney first. The Pennsylvania and New Jersey personal injury attorneys at PollackSteinberg, LLP, can help you protect your rights after an accident, and will keep unscrupulous insurance adjusters from taking advantage of you and your family.
What You Should Say To an Insurance Adjuster
After an accident, you have a responsibility to contact your insurance company and let them know about the collision. The other driver also has this responsibility, but you cannot rely solely on someone else’s actions, especially if the accident was that person’s fault.
When you speak with your insurance company, be brief and give them the contact information for the other driver, as well as the name of that person’s insurance company if you know it. It is important to speak with an attorney before you given them any other details. Once you have an attorney, refer any questions to your lawyer who will negotiate with them on your behalf. At PollackSteinberg, LLP, the knowledgeable accident lawyers and staff will report the claim for you and make sure the insurance company gets that information necessary to protect your rights.
What Not to Say to an Insurance Adjuster
While not every insurance adjuster is out to deny reasonable claims, every insurance company is in the business of making money. If every claim were approved, the company wouldn’t be profitable. For that reason, sometimes claims are denied for little or no reason.
If you need to have a conversation with your insurance company, always be mindful of what you say. Never agree to give a formal statement or sign any documents without speaking with an attorney first. Be aware that seemingly innocent comments, like “The accident occurred on a nice, sunny day,” can be misconstrued to make the accident seem like your fault because you were blinded by the sun.
Additionally, never agree to take a settlement for your claim without speaking to a Pennsylvania or New Jersey injury lawyer. Sometimes, just having an attorney on your side will significantly increase the amount of money that your insurance company is willing to provide in a settlement. Other times, you may not be aware that you are entitled to additional compensation like payments for physical therapy or future medical treatment.
If you sign a settlement with your insurance company, you will not be able to change your mind and file a lawsuit later. Before you agree to give up important rights, make sure that you are protected.
The attorneys at PollackSteinberg LLP offer free consultations to injured people and their families. We will evaluate your case, and let you know what your legal options are, whether that means a negotiated settlement or a lawsuit. We take cases on a contingent fee basis, meaning there is no charge to you unless we win. At PollackSteinberg, LLP, we fight for people seriously injured by 18 wheelers, cars and trucks, as well as from other personal injury incidents, because insurance companies won’t protect you.
Post A Comment:
0 comments: