I am Your Reverse Mortgage Loan Officer because I am there

I am your Reverse Mortgage loan officer not some celebrity on TV. Fred Thompson cannot tell you how much you qualify for; I can. Henry Winkler cannot tell you that the reverse mortgage is an FHA loan and there are certain areas the FHA appraisers focus on. Pat Boone cannot tell you that at one loan amount the mortgage insurance rate is .5% and if you go beyond that amount the mortgage insurance will increase to 2.5%. Tommy Lee Jones cannot tell you what the lenders are looking for with the new client financial considerations.

None of them will sit with you and work with you and explain to you all of the strange looking papers that you will be asked to sign. I will be there.   I am there when you start the counseling session. I am there explaining the initial set of numbers which will show the loan size and fees. I am there to explain if there are any issues on the appraisal. I am there to explain the preliminary title report. I am there to talk to family members who may have questions. I am there at the loan signing. I am there after the loan signing when questions arise. I am there months later if any situation arises. I am there to talk to the bank for you when you are uncomfortable or unsure of an explanation. I am there to explain the monthly statements to you.

I am your Reverse Mortgage Loan Officer because I am there.